DreamBuilder Calculator

Estimate Your DreamBuilder Monthly Payment

Monthly Payment: $2,750.46

Monthly Payment Breakdown

  • Principal & Interest: $2,059.65
  • Property Tax: $312.50
  • Homeowners Insurance: $125.00
  • Mortgage Insurance: $132.69
  • Program Fee: $120.63
  • HOA Dues: $0.00

Program Fees

  • Admin Fee: $1,250.00
  • Refundable Lease Deposit: $100.00
  • HOA/Utility Setup Fees: $150.00
  • First Lease Payment: $2,750.46
  • Upfront Program Fee: $1,447.50
  • Total Program Fees: $5,697.96

About the DreamBuilder payment calculator

The DreamBuilder Homeownership Program helps renters become homeowners — including W-2 employees, self-employed individuals, ITIN holders, DACA recipients, and borrowers with non-traditional income. This calculator estimates your projected monthly payment and one-time program fees so you can plan your path to ownership with confidence.

What's included in your estimate?

  • Principal & interest based on your purchase price, down payment, rate, and term.
  • Property taxes and homeowners insurance entered as a percentage or dollar amount.
  • Mortgage insurance and the monthly DreamBuilder program fee.
  • Upfront program fees including admin fee, refundable lease deposit, and setup costs.

See if you qualify

Estimates are a starting point. Talk with the Elevation Brokerage team to confirm your eligibility and get personalized numbers for the DreamBuilder.

Learn About DreamBuilder