Introducing
DreamBuilder
Unlock the dream of homeownership with the DreamBuilder Wayfinder Home Path Program, an innovative solution designed to help your clients achieve their homeownership goals. Whether they've faced setbacks or challenges, our program provides a clear, tailored path to make owning a home a reality.
- Up to 96.5% LTV
- Self Employed 3 month Bank Statement
- <580 & No Score options Available
- ITIN & DACA Eligible
- Max 50/60 DTI
- 1 day Bankruptcy Seasoning
Unlock the Dream of Homeownership with an Innovative Lease-to-Own Program
Homeownership isn't just a goal—it's the foundation of generational wealth and financial stability. But what happens when your clients are ready to buy, yet can't qualify for traditional FHA or Non-QM loans?
You meet them where they are and guide them toward success.
The DreamBuilder Program turns renters into future homeowners with a lease-to-own solution that helps clients build equity while living in their dream home. This unique program ensures they don't rent as ordinary tenants but as future homeowners, working toward FHA-level financing or beyond.
At Elevation Brokerage, we're committed to closing the homeownership gap by serving all communities, especially those underserved, with innovative solutions, education, and determination. We believe everyone deserves access to the American Dream.
Let's transform renting into owning and help families create a foundation for financial stability and generational wealth. With every step, we're empowering your clients to build a brighter future and leave a lasting legacy.
The path to homeownership starts here. Contact Elevation Brokerage today to discuss a deal, scenario, or learn more about the DreamBuilder Program.
What is DreamBuilder?
A unique Homeownership Empowerment program which enables an FHA Eligible Government Entity to purchase a home that can ultimately be purchased by your customers, while providing housing stability and equity creation.
DreamBuilder Program Highlights
Loan to Value (LTV)
- Eligible up to 96.5% LTV
Loan Amount
- FHA Standard Balance
- FHA High Balance considered on case-by-case basis
Credit Score
- 580 Minimum
- < 580 considered on case-by-case basis
Credit
- One (1) tradeline with at least 12 months satisfactory history
- Alternative credit may be acceptable
Qualifying Income
- FHA Full Documentation (1 Year)
- Assets as Income
- Bank Statement Only Income
- 1099s + Bank Statements
Homebuyer Eligibility
- U.S. Citizens
- Permanent Resident Aliens
- Non-Permanent Resident Aliens, including ITIN and DACA
Who's The DreamBuilder Homeownership Program For?
Become a DreamBuilder
Contact for Location Availability
Help Provide Stability and Housing Security with DreamBuilder
National Average Rent Increase data from the U.S. Department of Housing and Urban Development (HUD)
Between 2020 and 2024, the average rent increased 24.2%
From 2007 to 2024, rent inflation outpaced hourly wage inflation 17.6%
Rent prices grew over 6 times faster than real median household income from 2000 to 2022
In the 21st century, the average rent has increased 130.8%, averaging 3.51% annual growth
Innovation
Fresh, creative solutions.
Integrity
Honesty and transparency.
Excellence
Top-notch services.