39 states available
Where can I get a DSCR loan?
Elevation Brokerage offers DSCR loans — investment property mortgages based on rental income — in 39 U.S. states, including Texas and California. Gold states on the map are available. Search your state or ask, “Do you offer DSCR loans in [state]?”
Available (39)Not available
Search or tap a state to see if we offer DSCR loans there.
| State | Available |
|---|---|
| AlabamaAL | Available |
| AlaskaAK | Available |
| ArizonaAZ | Not available |
| ArkansasAR | Available |
| CaliforniaCA | Available |
| ColoradoCO | Available |
| ConnecticutCT | Available |
| DelawareDE | Available |
| District of ColumbiaDC | Not available |
| FloridaFL | Available |
| GeorgiaGA | Available |
| HawaiiHI | Available |
| IdahoID | Not available |
| IllinoisIL | Available |
| IndianaIN | Available |
| IowaIA | Available |
| KansasKS | Available |
| KentuckyKY | Available |
| LouisianaLA | Available |
| MaineME | Available |
| MarylandMD | Available |
| MassachusettsMA | Available |
| MichiganMI | Not available |
| MinnesotaMN | Not available |
| MississippiMS | Available |
| MissouriMO | Available |
| MontanaMT | Available |
| NebraskaNE | Available |
| NevadaNV | Not available |
| New HampshireNH | Available |
| New JerseyNJ | Available |
| New MexicoNM | Available |
| New YorkNY | Not available |
| North CarolinaNC | Available |
| North DakotaND | Not available |
| OhioOH | Available |
| OklahomaOK | Available |
| OregonOR | Not available |
| PennsylvaniaPA | Available |
| Rhode IslandRI | Available |
| South CarolinaSC | Available |
| South DakotaSD | Not available |
| TennesseeTN | Available |
| TexasTX | Available |
| UtahUT | Available |
| VermontVT | Not available |
| VirginiaVA | Available |
| WashingtonWA | Not available |
| West VirginiaWV | Available |
| WisconsinWI | Available |
| WyomingWY | Available |
States where we offer DSCR loans
Elevation currently originates DSCR investment loans in these 39 states, including Texas and California.
States where DSCR is not available
DSCR loan availability FAQ
- Which states does Elevation offer DSCR loans in?
- Elevation Brokerage offers DSCR investment property loans in 39 U.S. states: Alabama, Alaska, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, West Virginia, Wisconsin, and Wyoming. Search the map or type your state to confirm.
- Do you offer DSCR loans in Texas?
- Yes. Elevation Brokerage offers DSCR loans in Texas. Get a quote online or call (346) 472-2800. NMLS #1843021.
- Do you offer DSCR loans in California?
- Yes. Elevation Brokerage offers DSCR loans in California. Search the map or start a DSCR application online.
- What is a DSCR loan?
- A DSCR loan is an investment-property mortgage qualified by the property's rental income — the debt service coverage ratio — instead of your personal W-2 income. Investors use it to buy or refinance rentals.
- How do I check if a DSCR loan is available in my state?
- Type your state in the search box or tap it on the U.S. map. Gold states are available. Then tap Get a DSCR quote to apply.
- Which states are DSCR loans not available?
- Elevation does not currently offer DSCR loans in Arizona, District of Columbia, Idaho, Michigan, Minnesota, Nevada, New York, North Dakota, Oregon, South Dakota, Vermont, and Washington.
- Do I need a broker license to originate a DSCR loan?
- That depends on the state. Investors do not need a broker license to get a DSCR loan. Loan officers can switch to Loan officer view on this page for a state-by-state license table. Elevation is licensed and live in Texas and California.
Note: Gold on the map means we can help with a DSCR loan in that state. If your state is gray, we do not offer DSCR there right now. Questions? Call (346) 472-2800 or contact us.
